Wednesday, July 28, 2010
Sovereign Contract Redemption Hr 1- Pt 5 Strawman freeman A4V 1099-OID Gordon Hall
http://www.youtube.com/watch?v=UMMce1P4tHg&hl=en
Monday, July 26, 2010
Wednesday, July 14, 2010
Loans For College
The non stop increase in college tuition fees and other expenses has pushed many students to apply for grants, scholarships and loans for college. It is one of the effects that this economic crisis has brought about. Many of these kids have already dropped out of school to look for a job because they can no longer pay for their education. So if you are also having financial issues, do not immediately resort to leaving your college dream. There is an option that can help you get that diploma.
There are many types of loans for college that are offered for students who are in difficult financial situations. They can apply for any of those so that the burden of having to pay a big amount every academic year is somehow lessened. They can consider applying for any federal college loan which is usually offered by private financial institutions.
These federal loans have many advantages. They have lower interest rates and are more flexible when it comes to loan amounts. Some of the well known federal loans are Stafford, Graduate PLUS, Parent PLUS and Perkins.
The Stafford loans are considered to be the most popular among them. This type of loan offers a low interest rate and is available for full time and part time undergraduates. Graduate PLUS is for graduate students, Parent PLUS is for the undergraduates, and Perkins is for both graduates and undergraduates. You can also try applying for loans from private institutions. If you are an exchange or international student, you are eligible for this type of loan.
Here is a tip: consolidate your college loans so that you can save some money while you are paying off your student loans. By doing this, you can reduce your student loan payments and get a job while studying.
Learn More about Student Loans
For information of all types of Best Student Loans like the Loans for College come to beststudentloansforyou.com
Tuesday, July 13, 2010
How to Buy Commercial Real Estate
The first question to ask is 'what for'? Are you buying commercial real estate to use in your business? Will you be an owner/occupier? Or are you buying as an investor?
While your answer will separate the buyers into different camps, the advice to both is pretty much the same. Proceed with caution. Be as sure as you can be about the chances of the occupiers doing well. Rely on expert opinion.
Owner occupier
Again we can differentiate between a newbie and an experienced operator. If you are seeking to buy commercial real estate to house your brand new business, you need to be sure you don't buy too big, expand too quickly and pay too much. Mind you that applies to almost everyone in business.
But if you already have a business and wish to relocate or even expand, again be aware of the economic times and don't over-extend yourself and your business.
Investor
Buying a commercial property worth a great deal of money can be a risky venture. What if you can't find a tenant or tenants? Of course if the property is already occupied with strong leases then you are on far more solid ground. But buying the property requires detailed and informative research with, if necessary, the help of experts.
Your expert team
The local chamber of commerce, your lawyer, accountant and even the state's economic advisers are all capable of helping you make the right decision. Some of the advice will be free, some will cost you. But if it helps you make the right decision then it will be time and money well spent. Rely on those who are experts in the areas you are not.
Finance
It's the same deal, well almost, for someone buying a one bedroom apartment. You have to get the finances right. Foreclosure applies equally to commercial real estate as it does to residential properties. This is just one area where your accountant is essential but knowing your banker and getting good advice from your lending authority is likewise invaluable. One of the main causes of the sub-prime mortgage meltdown was greed on behalf of certain lenders. Borrow wisely from reputable sources.
Owner advantages
In some ways it's like owning or renting your apartment. If something goes wrong with the building, as the owner, you have to fix it and pay for the repairs. As a tenant, that's not your responsibility. Be aware of this as you consider buying. The operating costs of a commercial building are not cheap. But then the lease income can be substantial. Get advice from those who know before you take the plunge.
One of the major factors in any commercial real estate purchase is you. It's largely about your credit worthiness, your business reputation and your ability to know what you want. When you are strong and reliable, your business will often follow suit.
Peter Tatian is a Long Island real estate lawyer who advises purchasers, sellers and lenders in residential and commercial real estate transactions. For expert advise on buying a house in New York, visit http://www.roachlawfirm.com or call 1-800-824-0284.